UBL Smart Account
Seamlessly manage your finances with the UBL Smart Account – the next generation of banking designed to make life easier for individuals across Pakistan and beyond. With no minimum balance requirements and zero maintenance fees, this account is built to provide ultimate flexibility and convenience for all your banking needs.
No Minimum Balance Requirement
Enjoy financial freedom with no constraints.
Zero Monthly Maintenance Fees
Keep your money growing without unnecessary charges.
Instant Account Opening
Get started quickly with a simple, hassle-free process.
Accessibility
Manage your account from anywhere using UBL’s advanced mobile and web platforms.
Who Should Open a UBL Smart Account?
The UBL Smart Account is perfect for:
- Individuals looking for easy, maintenance-free banking.
- People who want to access their accounts from anywhere, anytime.
- Pakistani residents with valid CNIC and a mobile SIM on their name seeking fast and digital banking solutions.
How to Open a UBL Smart Account through Istiqeme
Resident Pakistanis with a valid CNIC and a mobile number registered to their CNIC can open a UBL Smart Account by downloading the UBL Digital App and tapping on ‘Open Smart Account’ on the home screen. Use Referral code IST01
Contact Us
Contact our team for personalized guidance.
Open Smart Account
Open your UBL Smart Account online or through our dedicated representatives.
Documents
Provide necessary documents for verification.
Start Your Journey with UBL Smart Account Today.
Join thousands of satisfied customers and experience banking without boundaries. Open your UBL Smart Account now and unlock financial convenience like never before.