Your digital partner in Pakistan's Cash-Less Revolution.
Partnered with leading banks of Pakistan, ISTIQEME enables citizens, merchants and overseas Pakistanis to access secure digital financial services — actively shaping Pakistan's transition to a digital and cashless economy.
What We Do
End-to-end digital banking enablement, on the ground and online.
- Digital Account OpeningFor locals and overseas Pakistanis — fast, compliant, and supported by top banks.
- QR Merchant AcquisitionWe help businesses of all sizes start accepting digital payments with ease.
- POS Terminal InstallationWe install state-of-the-art POS machines at your business.
- Field Deployment & Onboarding SupportFrom KPK to Karachi, our on-ground teams help banks scale securely and quickly.
Smart Accounts · QR Merchants · POS Terminals
ISTIQEME Live Deployment Portal
Live operations dashboardTrusted by Leading Banks
Proudly partnered with top-tier banks to drive nationwide digital transformation.
Our Services
Built for every stakeholder in Pakistan's cash-less revolution.
For Citizens
Open your digital bank account in just a few steps — no long queues, no paperwork hassles.
For Merchants
Start accepting digital payments through POS machines or QR codes instantly with seamless onboarding and zero setup stress.
For Overseas Pakistanis
Manage your finances from anywhere in the world through our Roshan Digital Account (RDA) support.
For Banks & Fintechs
Expand your reach with our trained, on-ground team for digital onboarding, merchant acquisition, and support.
Choose your digital journey with us
Open Digital Account
Get an NBP Smart Account opened from anywhere in just a few clicks.
Get started →Become a Digitally Empowered Merchant
Accept Raast QR & POS payments at your business with end-to-end onboarding support.
Onboard now →Partner with ISTIQEME
Banks and fintechs — scale digital adoption with our nationwide ground team.
Talk to us →Real stories, real impact
"I was hesitant at first, but ISTIQEME's team explained everything clearly. Opening a Roshan Digital Account was the best decision I made — I can easily send money home and the returns on my savings are great."
"Thanks to ISTIQEME, I learned about NBP's financing options through my Roshan Digital Account. I'm now in the process of buying a home in Pakistan and a car for my family — the process was smooth and the team was always there to guide me."
"Opening a Roshan Digital Account made life so much easier. I can invest in Naya Pakistan Certificates and watch my money grow without any hassle — a perfect way to stay connected to Pakistan while I work in the UAE."
"The Roshan Digital Account process was smooth thanks to ISTIQEME's guidance. I can pay bills in Pakistan, send money to family, and even invest in real estate back home — all from my phone."
Frequently asked
Everything you need to know about NBP, RDA & onboarding.