About Us
A Field-Tested Team Driving a Cashless Pakistan and a Digitally Inclusive Future
ABOUT US
ISTIQEME is a dynamic digital onboarding agency playing a vital role in Pakistan’s shift toward a cashless economy. We partner with leading banks, including United Bank Limited (UBL) and Faysal Bank, to facilitate secure, paperless onboarding for both individuals and merchants. Our services include Roshan Digital Accounts for overseas Pakistanis, UBL Smart Accounts for local citizens, and QR merchant onboarding for small businesses. With nationwide reach and a tech-enabled approach, ISTIQEME is helping build a financially inclusive and digitally empowered Pakistan.
Our operations are backed by a trained on-ground field force, covering both urban centers and underserved regions across Pakistan. From setting up digital bank accounts for unbanked individuals to enabling QR payment acceptance for small and medium-sized merchants, our teams engage directly with customers, verify documents, and ensure smooth activation—often within 24 to 48 hours.
Who We Are
Your Digital Partner in Pakistan’s Cash-less revolution
At ISTIQEME, our operations are guided by a seasoned management team with deep roots in the banking and financial services sector. Combining decades of industry experience with a forward-looking, tech-driven strategy, we deliver scalable digital onboarding solutions tailored to the evolving needs of both individuals and merchants. Our unique model blends traditional banking expertise with agile field execution and real-time digital monitoring—ensuring both compliance and speed. Backed by an active portfolio that includes United Bank Limited (UBL) and Faysal Bank Limited (FBL), we are trusted partners in driving high-impact, nationwide financial inclusion initiatives.
Our Values
Commitment, Transparency, and Trust
Security
Your financial security is our top priority.
Transparency
We offer clear, honest advice tailored to your needs.
Customer-Centric Approach
Your satisfaction and peace of mind drive everything we do.
Our Outreach
Empowering Your Financial Future with ISTIQEME
Featured Services
At Istiqeme, we specialize in:
- Roshan Digital Accounts (RDA) for overseas Pakistanis
- UBL Smart Accounts for local individuals
- QR Merchant Onboarding via FBL platform
Why Choose us:
- Multi-product, multi-bank capability
- SBP-compliant KYC processes
- Digital dashboards for performance tracking
- National-level reach with experienced and trained team
- Proven Results
- Fastest conversion timelines
- Minimal rejection rates Scalable deployment in rural and urban zones
- Let’s Work Together: We help you onboard customers and merchants at scale—digitally, compliantly, and quickly
Get in Touch
Have questions or need assistance? Our team is here to guide you. Contact us today to learn more about how Istiqeme can help you manage your finances securely and efficiently.