Your Trusted Partner for Secure and Beneficial Remittances to Pakistan

Empowering Global Pakistanis with Digital Banking Solutions

At Istiqeme, we specialize in providing overseas Pakistanis with reliable and secure consulting services for sending remittances to Pakistan through legal channels. Our goal is to ensure that your hard-earned money reaches your loved ones safely while offering you numerous financial benefits and contributing to the stability of Pakistan’s economy.

Discover the Roshan Digital Account

The Roshan Digital Account (RDA) is a game-changer for overseas Pakistanis, allowing you to:

  • Presence Less Account Opening: Open a bank account without visiting any bank branch
  • Send Money Securely: Transfer funds directly to your accounts in Pakistan.
  • Manage Payments: Pay bills, tuition fees, and more with ease.
  • Invest Wisely: Explore investment opportunities like the Naya Pakistan Certificate for higher returns.

Build Your Dream

Benefits of Using Roshan Digital Account

Convenient Transfers

Simplify the process of sending money home.

Car & Home Loans

Avail attractive financing options for purchasing property or vehicles in Pakistan.

Naya Pakistan Certificate

Invest in fixed deposits with lucrative returns.

Benefits

Why Choose Legal Channels for Remittances?

  • Safety and Security: Avoid the risks associated with informal channels.
  • Compliance: Stay compliant with international and Pakistani financial regulations.
  • Peace of Mind: Ensure your money reaches its destination without any issues.

Contributing to Pakistan’s Economy

Your remittances and investments play a crucial role in:

Our Services in UAE

As an authorized partner of a leading bank, Istiqeme is here to assist overseas Pakistanis in the UAE with:

Opening Roshan Digital Accounts

Simplifying the account opening process.

Financial Consulting

Personalized advice on managing your finances.

Investment Guidance

Helping you make informed investment decisions.

Open Your RDA Now

Start Your RDA Journey Today!

Our team will contact you via WhatsApp for quick assistance.
For additional updates on your application process.
Select where you currently reside.
Choose the service you need assistance with.
  • All
  • Uncategorized

August 28, 2024

During the launch of BYD’s new venture in Pakistan, Finance Minister Muhammad Aurangzeb announced a strategic plan aimed at achieving economic stability through private sector investments, export-oriented growth, and foreign direct investment (FDI). BYD, a leading Chinese electric vehicle (EV) manufacturer, has partnered with Mega Motor Company—a division of Hubco, Pakistan’s first Independent Power Producer—to establish a factory in Karachi. The decision to set up a plant in…

August 28, 2024

Moody’s has upgraded Pakistan’s credit rating from Caa3 to Caa2, reflecting improvements in the country’s macroeconomic conditions and liquidity, although challenges remain. The positive outlook signifies potential for further upgrades if Pakistan continues reform efforts and secures external financing. Key points from the Moody’s update: In summary, while the upgrade and positive outlook are signs of progress, Pakistan’s ability to sustain reforms, manage debt, and secure external financing…

August 28, 2024

Remittance flow in Pakistan is expected to recover and grow at about 7% to reach $28 billion in (calendar year) 2024 and increase another 4% to about $30 billion in 2025, said the World Bank in its report ‘Migration and Development Brief 40’ released on Wednesday. During 2023, weak economic conditions in Pakistan including a balance of payment crisis and other difficulties resulted in remittance inflows plummet by 12% to…

567
Next

Whar Our Clients Say

Testimonials

Construction Worker

Rizwan Ali

"I was hesitant at first, but Istiqeme’s team explained everything so clearly. Opening a Roshan Digital Account was the best decision I made. Now, I can easily send money back home, and the returns on my savings are great. It’s a secure and simple way to manage my finances while living abroad."

Electrician

Kashif Ahmed

"Thanks to Istiqeme, I learned about the Apna Ghar and Apni Gari packages through Roshan Digital Account. I’m now in the process of buying a home in Pakistan and getting a car for my family. The process was smooth, and the team was always there to guide me. I never thought I could achieve this from so far away!"

pexels-photo-19956041-19956041.jpg

Retail Worker

Shazia Khan

"Istiqeme’s online campaigns caught my attention, and I’m so glad I followed through. Opening a Roshan Digital Account has made life so much easier. I can invest in Naya Pakistan Certificates and watch my money grow without any hassle. It’s a perfect way for me to stay connected to Pakistan while I work in the UAE."

Truck Driver

Farhan Saeed

"Opening a Roshan Digital Account was a smooth process, thanks to Istiqeme's guidance. I can now pay my bills in Pakistan, send money to my family, and even invest in real estate back home—all from my phone. It feels great to have this level of control and security while living abroad."

Learn More From

Frequently Asked Questions

A Roshan Digital Account (RDA) is a special bank account designed for Overseas Pakistanis to easily manage their finances in Pakistan from anywhere in the world. It offers a range of banking and investment options, including funds transfer, bill payments, and investments in Naya Pakistan Certificates, real estate, and more. Any Pakistani national living abroad, including Non-Resident Pakistanis (NRPs) and those with dual nationality, can open an RDA.

The Apna Ghar and Apni Gari packages are exclusive financing options available through the Roshan Digital Account. The Apna Ghar package allows Overseas Pakistanis to invest in real estate in Pakistan, while the Apni Gari package offers financing to purchase a car in Pakistan. These packages make it easier for RDAs holders to invest in property or buy a vehicle for their family back home, all managed conveniently through their RDA.

Opening a Roshan Digital Account is a simple and quick process that can be done entirely online. You will need to provide basic personal information, proof of your Pakistani nationality (such as your CNIC/NICOP or passport), proof of your non-resident status (like a visa or residence permit), and a recent photograph. Once your application is submitted, your RDA can be opened within 48 hours.